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- FINANCIAL AID
Access Career’s professional Financial Aid staff will be happy to aid you in the process of paying for your education. Financial Aid is available for those who qualify. Students who would like to apply for Federal Aid must complete a Free Application for Federal Student Aid.
Access Careers participates in the Federal Pell Grant Program, as well as the U.S. Department of Education’s Direct Loan Program. Students must meet the eligibility requirements in compliance with federal and state laws, in addition to the policies of Access Careers.
Financial aid should be applied for as soon as possible. Students are responsible for providing the Financial Aid office at Access Careers with all required documentation in order to receive and maintain Federal Aid.
Financial Aid must be approved and all documentation completed before aid can be awarded. It is granted on an award year basis. It may therefore be necessary for you to reapply during your enrollment at the school.
Federal Pell Grant Program
This is a Federal Program for students who are enrolled at least half-time and meet the Financial Aid need guidelines of the program. You may apply online at Free Application for Federal Student Aid. Access Careers’s Federal School Code is 042134. If you have any questions regarding the application process, please contact the school’s Financial Aid department.
Direct Loan Program
All eligible students enrolled in a Access Careers course of study may apply for a loan through the Direct Loan Program. Financial need must be demonstrated through a needs analysis in order to be considered for a subsidized student loan. This means that the government will pay the interest on the loan while the student is in school.
Need is based on one’s cost of attendance. This is an important factor in determining student financial aid. The expected family contribution is subtracted from the cost of attendance to determine the financial need of the student.
All eligible students can apply for either a Subsidized or Unsubsidized loan. If a student is not eligible for a fully subsidized loan, he or she may borrow a combined total of $9,500 in an unsubsidized loan. Loan amounts are based on enrollment for a full academic year of 900 clock hours. Shorter programs have lower maximum loan limits. Interest on an unsubsidized student loan accrues while the student is in school and during a grace period.
Repayment of student loans begins six months after a student’s last day of attendance. The student may apply for a loan at StudentLoans.gov.
Parent Loan to Undergraduate Students (PLUS Loan)
Parents of dependent students may also apply for a loan up to the total cost the student’s tuition, less any other financial aid received. If a parent is denied a PLUS Loan, the student may be entitled to additional unsubsidized funds. Parents may apply at StudentLoans.gov.
Access Careers offers benefits afforded by the Post-9/11 GI Bill of the U.S. Department of Veterans Affairs, as well as other veteran benefits. Veterans who receive Veterans Affairs benefits should submit all documentation to Access Careers’s Financial Aid office for certification. The VA will be notified of termination, withdrawal, or successful completion of your program.